Most of us have heard of the credit bureaus. Consumer Reports recommends keeping an eye on them. Get your credit score periodically. Make sure you know what's in your report before you borrow.
But now there's a whole new breed of data company collecting personal information about you and issuing reports — and it is a lot harder to stay on top of what they are all saying.
These companies pull together data from property and utility records, liens and licenses, marriage records, lawsuits, traffic tickets, rental history and much more. You may not have heard of them, but they've probably heard of you. Exactly what they report may or may not be accurate.
Tell Congress to give you back control over your own personal profile.
These companies put basic information about you together with information from social networks, blogs, photo sharing sites and more — then sell that profile to anyone willing to pull out a credit card and pay for it.
Is it accurate? You have to pay to find out. Can you fix it? Maybe, with difficulty. Can you just delete that report? It depends. These companies are so new, there's just no rules of the road for them yet.
It should be easy and free to check the data that's being compiled about us. But it's not easy, and certainly not free. Fees range from $1 to more than $50. You might have to agree to a monthly membership plan. The laws that make credit bureaus tell you what they know don't even apply here.
Click here to send a quick message to Congress—I want control over my data!
These companies keep information about nearly everyone. Your friends and family probably want to gain some control too, so please, forward this e-mail and they can join you in action!
Sincerely,
Jim Guest
President
Consumer Reports
101 Truman Ave.
Yonkers, NY 10703
This blog is dedicated to providing crime data, prevention tips, statistics, and other relevant information to our neighbors in the Pioneer Crossing West subdivision.
Thursday, September 29, 2011
Monday, September 26, 2011
Saturday, September 24, 2011
Monday, September 12, 2011
1st Annual Pioneer Crossing West National Night Out Fair!!! 10/4/11
Come by on Tuesday, October 4th between 6:30 and 8:30 p.m. It's National Night Out!
Meet your neighbors! We'll have live music from The Nematoads, snacks, give-aways, vendors like Point Security and RBFCU with special offers, and much more!
You can also pick up information on how to make your home safer from burglaries, learn about our new neighborhood patrol initiative, and learn about how you can participate.
This is our first annual National Night Out Fair, brought to you by the PCW Neighborhood Watch and the HOA. Please show your support and stop by and say hello!
Meet your neighbors! We'll have live music from The Nematoads, snacks, give-aways, vendors like Point Security and RBFCU with special offers, and much more!
You can also pick up information on how to make your home safer from burglaries, learn about our new neighborhood patrol initiative, and learn about how you can participate.
This is our first annual National Night Out Fair, brought to you by the PCW Neighborhood Watch and the HOA. Please show your support and stop by and say hello!
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